If you have a camera, even a disposable camera, you can still create panoramas. You don't need a tripod or any special equipment.
How to create wonderful panoramic photographs:
Try to hold the camera level and turn on the spot, taking a series of pictures. Each picture should overlap with the previous one, by up to 50%. It doesn't matter if the overlap isn't the same each time.
If you are using a digital camera, transfer your pictures to your computer. Otherwise, if you have a film camera you will need to get digital pictures.
After you have digital pictures on your computer you will need to obtain a special photo stitching software program that helps you create your panoramic pictures.