Table of Contents
Policy issues for the savings industry
Why pay attention to policy?
What is current policy?
The current stalemate
Income distribution among current 65+
PRG options for the long term
Why is integration tricky?
A welfare approach
Down the Australian path we go
Top-up approaches
Example : Low, price-indexed universal or age benefit
The tax credit approach
Wage indexed tax credit, abated for high incomes through the tax system
To replicate the old surcharge
Mechanics
Example
Integrity of the tax credit
Where have the private pensions gone?
Reform issues
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Author: Susan St John
Email: s.stjohn@xtra.co.nz
Home Page: http://www.geocities.com/Wellesley/Garden/9441/SusanStJohn/
Institute for International Research Conference Paper
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