Table of Contents
New Zealand’s approach to retirement income
Why NZ is unusual
Historical overview
Reducing the generosity of the state pension
Is public provision affordable?
Future sustainability?
Options to reduce cost of NZS
PRG recommendations
In 1998, Accord finally put to rest
Current shape of pension
Genuine problems with NZ model
Retirement incomes design is a distributional issue
Equity issues
Why universal pensions are vulnerable
Why is integration tricky?
A welfare approach
Top-up approaches
Where have private pensions gone?
Pressing reform issues
Conclusion
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Author: Susan St John
Email: s.stjohn@auckland.ac.nz
Home Page: http://www.geocities.com/Wellesley/Garden/9441/SusanStJohn/
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