I am writing following the impressive information about your profile through the website your capability and reliability to champion this opportunity. In my department, we discovered an abandoned sum of 20 million US dollars (twenty million US dollars). In an account that belongs to one of our foreign customers who died along with his entire family in September,1992 in a traggic motor accident . Since we got information about his death, we have been expecting his next of Kin to come over and claim his money because we can not release it unless somebody applies for it as next of Kin or relation to the deceased as indicated in our banking and financial policies but unfortunately we learnt that his supposed next of kin or relation died along side with him in the accident leaving no body behind to claim the money.

It is therefore upon this discovery that I and other officials in my department now decided to make this business proposal to you and release the money to you as the next of kin or relation to the deceased for safety and subsequent disbursement since nobody is coming for it and we don t want this money to go into the Bank treasury as unclaimed bills. The Banking law and guideline here stipulates that if such money remained unclaimed after so many years, the money will be transferred into the Bank treasury as unclaimed fund. The request for a foreigner as next of kin in this business is occasioned by the fact that the customer was a foreigner and an indegine cannot stand as next of kin to the deceased family. We agreed that 20% of this money will be for you as foreign partner, in respect to the provision of a foreign account, 5% will be set aside for expenses incurred during this transaction and 75 % would be for me and my colleagues. There after I and my colleagues will visit your country for disbursement according to the percentages indicated. Therefore to enable the immediate transfer of this fund to you as arranged, you must apply first to the Bank as relation or next of kin of the deceased indicating your private, telephone and fax number for easy and effective communication and location where the money will be remitted. Upon receipt of your reply, I will send to you by fax or e-mail the text of the application.

I will not fail to bring to your notice that this transaction is hitch free and that you should not entertain any atom of fear as all required arrangements have been made for the transfer. You should contact me immediately as soon as you receive this letter. I decided to contact you as you have products of interest in! your part of the world where we can invest our own p! ercentage to avoid peoples awareness as we are civil servants. We can conclude this operation within ten banking days. Please keep this very confidential. Contact me for more information, all confirmable before you apply if you want.

May God be with you. Trusting to hear from you shortly for a detailed information which are confirmable before you can make up your mind to apply.

Peace and love always,
Dr. John Okafor Nwachinaemere. PSI, MSI ,Ph.D
Republic of Togo, Wes

Dear Dr. Thomas Udo,

I understand your points,percentage should not be a problem between us but i want you to know that we are three here on our side to share out of that 75% secondly we have also studied US banking regulation on inheritance fund,we are not going to pay any taxes on this fund because the deseased is not an American so are to pay only 40% to the government when the fund is in US.

As a matter of fact I can convince my colleagues so that you will take 25% while we now share 70% amoung us billsand 5% will be for expenses such as phone calls, fax bills and any other expenses that may arrise on the cause of this transaction.

Please I will like you to call me as soon as you recieve this mail so that we will finalise this and get started.

Dr.John Okafor
+228911-17-30.

Thank you for your repons to my mail.First of all I will like you to understand the proccess of this transaction and your roll,you have to call me to deliberate on the percentage.The nature of the transaction in details:

My colleagues and I are members of the bank panel that will be charged to investigate the whole process of this inheritance fund transfer. We are to prepare the proof of kinship right here in the bank with the personal information that you will give us.We do not want to have any hitch in this transaction as a result of delays and in the process put USD20,000,000.00 at stake. We have been in the banking profession for years and know what can make a transaction of this kind to backfire. This will mean toying with our career which we don't want.

*** You will send your application to the bank which will undergo some screening but you don't have to be afraid because me and my colleagues are also members of the pannel,we are there to protect you.

*** Soon as your application is received, it will be processed and you will in turn receive your acknowledgement letter from the bank showingthereceipt of your application.

*** The bank will stipulate in the acknowledgement letter the conditions with which this fund shall be swift transferred to your designated account in your country or as the case may be. Transfer charges will be deducted from the principal(USD20,000,000.00) and to be paid by none of the participants( owners of this transaction-You and us).

*** In the application it will be stated that you will take care of transfer charges. This is a mere official protocol to get us protected.

*** Now I think everything is very clear. We are only interested in getting the transaction successfully concluded. We know that our share of USD20,000,000.00 is enough for us to live comfortably till we die. Greed kills.

My Word:
"UNITED WE MUST STAND BUT DIVIDED WE ARE BOUNDTOFALL". This transaction is riskfree and will never involve any one along the line if only you are ready to follow our guidelines. Do not reply any letter to the bank without sending me a copy of such letter for a review to avoid mistakes that may effect this transaction. All you need to do is to understand that the watchword is confidentiality and trust. Do not expose this to friends to protect this transaction from suffering a hitch anywhere along the line. Everything is legal and will be legally done. The attorney will get all the fund transfer approval documents legally to effect the transfer.There is nothing different from the normal bank fund transfer proccedure. The only difference is that we are going to change the particulars of the next of kin who is late and any person can stand for this claim.We are 100% sure because we have carried out series of investigations concerning this fund and discovered that except we move it out, it will be furfitted to the government as unclaimed bills. So do not be afraid. All we need is your maximium cooperation and maturity to see that we finally smile together as one in few days from now. The text of the application will be sent to you as soon as you show further interest.And every information you will attach with the application will be provided too.
We have studied this transaction before going into it. Believe that there is no problem otherwise we wouldn't have been involved. The nationality of the next of kin was not disclosed in the information with the bank so it is not subject to sex,race,language,age,occupation or nationality.You may be a man or a woman and maycomefrom any foreign country around the world. It is true the late Mr.Bussak, was a German national but can have his cousin any where in the world. A cousin may be partenal or maternal. All what the bank wants is to have the information which I will send to you because it is impossible for the wrong person to have it. You will have it because we are interested and thereby will get it out for you.
Finally the only thing is to keep this transaction secret, do all what the bank asks you to do at the right time, and always be in constant communication with me for advice before you answer anything from the bank. I assure you that the ten banking days will look like ten banking hours.Please do not be afraid. You mustn't need to be the real heir in this situation. All we need is to use your contact as a foreign partner. That is why you have to put in a copy of the information I will send to you about the late Mr.Bussak in your application to the bank. The only difference is that you have to change the name of the next of kin to your own name. Every othernecessaryproof that is needed will be arranged here in the bank. Information about the family of the deseased will be sent to you with the text of application which you will send to the bank for the claim of the fund as soon as you show further interest. See this as a life opportunity.Call me on my line +228-9111730 if there is any thing that is still disturbing your mind so that we can get started. This will enable us conclude this transaction shortly. Please remember to keep everything to yourself as confidentiality is the only key to this expected success. I shall be glad to answer any question(s) as required. My contact phone is +228-9111730. + is your international access code while calling out from your country.Usually it is 011 for America and Canada and 00 for many European nations. 228 is the international code for Republic of Togo.
See below the necessary information about me and my colleagues:

1-Dr.John Okafor Nwachinaemere.
Date of birth: 16/09/41.
Place of birth: Gambia.
Profession : Banking
Passport type: Service
Date of issue: 11/02/1996.
Issuing body: The government.
Expiry date: 10/02/2006.

2-Dr.James Akouvi.
Date of birth: 12/07/45.
Place of birth: Lome Togo.
Profession : Banking
Passport type: Ordinary
Date of issue: 14/05/1993.
Issuing body: The government.
Expiry date: 14/05/2003.

3-Mr.Richard Ogere Ayouvi
Date of birth: 22/01/50.
Place of birth: Bamako- Mali.
Profession : Banking
Passport type: Ordinary.
Date of issue: 18/08/1994.
Issuing body: The government.
Expiry date: 18/06/2004.

Your brother,
Dr.John Okafor Nwachinaemere.
Chief of the group.
Tel;+2289111730

Sincerely,
Dr. Tommy Udo