A Charlotte, North Carolina man, having purchased a case of rare, very
expensive cigars, insured them
Within a month, having smoked his entire stockpile of fabulous cigars,
and
having yet to make a single premium payment on the policy, the man filed
a
claim against the insurance company. In his claim, the man stated that
he
had lost the cigars in "a series of small fires."
The insurance company refused to pay, citing the obvious reason that the
man
had consumed the cigars in a normal fashion. The man
In delivering his ruling, the judge stated that since the man held a
policy
from the company in which it had warranted that the cigars were
insurable,
and also guaranteed that it would insure the cigars against fire,
without
defining what it considered to be "unacceptable fire," it was obligated
to
compensate the insured for his loss.
Rather than endure a lengthy and costly appeal process, the insurance
company
accepted the judge's ruling and paid the man $15,000 for the rare cigars
he
lost in "the fires." After the man cashed his check, however, the
insurance
company had him
With his own
insurance
claim and testimony from the previous case being used as evidence
against
him, the man was convicted of intentionally burning the rare cigars and
sentenced to 24 consecutive one year terms!
I see a new TV show in the making: The Legal System--Believe it Or Not!