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useful tools and more

TOOLS (soon..)
Developed By Carlos Manjarres





Budget Analyzer
 
 1  Instructions
 2  Fixed Expenses
These are your expenses that are difficult to change. Enter the average amount you spend each month.
Housing
Rent $ per month
Heating $ per month
Electricity $ per month
Water $ per month
Telephone $ per month
Mortgage payments $ per month
Condo fees $ per month
Taxes $ per month

Total Housing

$

per month
Health Care
Dental and eye care $ per month
Prescriptions $ per month
Therapists (physical & mental) $ per month
Other medical costs $ per month

Total Health Expenses

$

per month
Groceries

$

per month
Insurance
Life insurance $ per month
Disability insurance $ per month
Health insurance $ per month
Auto insurance $ per month
Home owner's/Renter's insurance $ per month

Total Insurance Expenses

$

per month
Getting Around
License fees $ per month
Parking/Toll Fees $ per month
Gasoline $ per month
Train, bus and subway fares $ per month
Car payments $ per month

Total Transportation Expenses

$

per month
Children
Daycare/nannies/camps $ per month
Child support $ per month
Lessons/tutors $ per month

Total Child-related Expenses

$

per month
 3  Variable Expenses
These are expenses that you have (some) ability to control. Enter the average amount you spend each month.
Having Fun
Restaurants $ per month
Movies, theatre, concerts etc. $ per month
Hobbies $ per month
Pets $ per month
Books and magazines $ per month
Cable TV $ per month
Music (CDs, tapes) $ per month
Childrens toys $ per month

Total Entertainment Expenses

$

per month
Personal Spending
Clothes $ per month
Shoes $ per month
Jewellery $ per month
Haircuts and styling $ per month
Health and fitness club $ per month
Cosmetics, personal grooming $ per month
Laundry and dry-cleaning $ per month
Alcohol $ per month
Cigarettes $ per month

Total Personal Expenses

$

per month
Education
Tuition $ per month
Books $ per month
Supplies $ per month
Other $ per month

Total Education Expenses

$

per month
Other Expenses
Other1 $ per month
Other2 $ per month
Other3 $ per month
Other4 $ per month

Total Other Expenses

$

per month
 4  Occasional Expenses
These are expenses that can crop up unexpectedly, or only occur one or two times a year. Enter the amount you estimate you spend on each item per year.
Personal Business
Lawyers $ per year
Accountants $ per year
Financial advisors $ per year

Total Personal Business Expenses

$

per month
Your Home
Household repairs $ per year
Household furnishings $ per year

Total Household Expenses

$

per year
Auto Maintenance
Auto repairs $ per year
Auto regular maintenance $ per year

Total Auto Maintenance

$ per month
Travel
Vacations

$

per year
Travel insurance

$

per year

Total Travel Expenses

$

per month
Being Nice
Gifts

$

per year
Charitable contributions

$

per year
Church contributions

$

per year

Total Gifts & Contributions

$

per month
   TOTAL
TOTAL BUDGET

$

per month
 

© 1996-2000  Carlos Manjarres
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