Ruth's Transitions
Greetings Happy New Year! 

I hope 2003 had been a good year to you all.  It has definitely been a fun-filled and busy one for me. 

I just want to briefly recap the year.  If there was one word to sum it up it would be "transitions"...hence the title of my newsletter. 

I must confess I am a creature of habit.  It does get quite sad when I know the
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