Royal Insuranc'es adjuster wrote the following cover letter on January 18, 1993.

The letter is self-apparent. 
                                                           Our File 8519-K

                                                           Your File 


January 18, 1993



Steve *******
202, 1625 - 14 Avenue SW
Calgary, AB
T3C 0W6

Dear Sir:

We have enclosed two copies of your statement for your review.  If there are
any corrections or changes please make them and initial them.  Please keep one
corrected copy for your own records and return the other to us.

As per our telephone conversation this date, after you have read the statement
please be in touch.

Yours truly,


       [signed]


K. KENDAL
KK*mm
Encls.










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208, 279 Midpark Way S.E.
Calgary, Ablerta T2X 1M2
Telephone (403) 256-8400
FAX (403) 256-7289
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