P     {margin-top: 0pt; text-indent: 0.2in}
P.stb {margin-top: 12pt}
P.mtb {margin-top: 24pt; text-indent: 0in}
P.ltb {margin-top: 36pt; text-indent: 0in}
p.marginnote {background-color: #E0E0E0}
p.paperonly  {background-color: #E0E0E0}
li.separate  {margin-top: 12pt}